More financial education required: Caritas starts action week in Dresden!

More financial education required: Caritas starts action week in Dresden!

Canalettostraße 10, 01307 Dresden, Deutschland - This day the campaign week of debt counseling will take place under the motto "Best investment - financial education: if from minus plus" from June 2 to 6, 2025. This initiative was launched by the Association of Debt Advice on the Association (AG SBV) and aims to underline the urgent need for financial education in today's society. In Dresden in particular, the Caritasverband für Dresden e.V. is calling for more space for financial education at schools, because according to a trend study, 20 % of 14 to 29 year olds have already been indebted to Germany, compared to 16 % in 2023 and 19 % in 2024. Easy accessible financing models and installment payments via app are essential causes here.

Kerstin Knöppel, a committed debtor advisor, emphasizes how important it is that financial education is integrated into school lessons. The aim of this Enlightenment is to convey a feeling of personal responsibility and help young people to participate in social life self -determined. The Caritas initiative has already successfully cooperated with schools in Dresden and offers various events that specifically aim at the sensitization of risks and strengthening financial skills.

A look at the challenges

The need for financial education is all the more important if you look at the causes of youth debt. Young people are often accused of "incorrect handling of money". Inadequate knowledge of finance, low planning skills and uncontrolled fulfillment of consumption requests are some of the central problems that can lead to debt. A report by the Institute for Financial Services cites lack of general education and uneconomical budget management as further reasons for the increasing debt.

  • adolescents are often presented as "consumidiots".
  • wrong handling of money and a lack of financial knowledge are widespread.
  • The number of adolescents who are indebted could be even higher if you take into account the number of unreported cases.

Caritas therefore calls for increased political engagement. It is required that financial education is integrated and promoted more in all school forms. This also includes financial support for debt counseling centers that play an essential role as important actors in the field of financial education.

event offer for the population

As part of the campaign week, Caritas also offers a special program item: On June 4, 2025, an information event will take place in the Caritas consulting services (Canalettostraße 10, 01307 Dresden) on the subject of electricity savings. This event is free of charge and no registration is required. Interested parties are welcome to contact the debt and bankruptcy advice on 0351-4984 715 or by email to Schuldnerberatung@caritas-Dresden.de. The open office hours are on Tuesdays from 9 a.m. to 12 p.m. and 3 p.m. to 6 p.m. and Thursdays from 10 a.m. to 12 p.m.

The topics related to financial education are not only for young people, but for all of us. It is a common goal to promote competent and responsible approach to money and thus counteract impending over -indebtedness. For more information on the action week, a visit to the website Actionwoche-schuldnerberatung.de .

The challenge is great, but with more information, support and a consistent focus on financial education, we can work together on a future in which minus plus becomes.

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OrtCanalettostraße 10, 01307 Dresden, Deutschland
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